Companies all over the country offer employer-sponsored group health plans, not knowing they are at risk for penalties of up to $110 per employee, per day. They assume someone else has made sure all is in order, but that’s not always the case. Ultimately, it is the employer’s responsibility to ensure that all plan documents are present and in compliance with Affordable Care Act (ACA), Department of Labor (DOL), and Internal Revenue Service (IRS) rules. This includes having the DOL- and ACA-required ERISA Wrap SPD in place. Johnson Benefit Planning has all the tools to make sure your WRAP Document is current and in compliance.